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Long Term Disability

Long-Term Disability Insurance Cases – You’ve paid your premiums. We’ll help you get the coverage you need.

All of our clients purchased short or long-term disability benefits or paid for them through their labor, and they did so to protect themselves in the event that an illness or injury prevents them from working for extended periods of time. Most often our client’s employer provided these benefits, but sometimes the policies were purchased individually. Either way, when dealing with long-term disability benefits, matters can get complicated. The policies that govern these types of insurance coverage can be difficult to understand. Many contain changes of definition of disability, limitations, exclusions, and traps for the unwary.

Talk to someone who has seen it all. In these cases, experience, and results matter. ERISA or State-law governed cases require an attorney who is experienced in the medicine and law. They require someone who knows how to prove a case by getting the right testing and testimony from your physicians, someone who knows how to talk to the insurance company, and someone who has litigated the case if necessary. We know the games and tricks that the biggest insurance companies use to defeat a case. We will develop your case so that it will win. Our target audience when doing appeals is not the insurance company, but a judge and jury. Only by showing an insurance company that you are willing to go all the way, will they pay your claim.